Retirement income planning entails converting a part of an individual’s accumulated assets into a reliable and systematic income stream during retirement. This complicated process requires an income-planning specialist that has access to specialized financial tools that help position you for a long and comfortable retirement.

K.Fino Financial excels at creating custom strategies that position the assets inside your portfolio to generate necessary retirement income.

Visionary planning for the changing retirement world

Diversification, asset allocation, inflation protection are all essential concepts in successful retirement planning. In the 21st century, retirement income planning is entirely different and retirees must realize that they cannot plan using the same strategies employed by previous generations.

Our parents and grandparents did not face the same risks — 0% interest rates, longevity risk, and finally, tax-rate risk, which include higher taxes during retirement.

Clients need a retirement advisor who can help them adapt to the changing retirement planning world. A partner who manages your portfolio during retirement is entirely different from managing it in your working years. You should work with a financial advisor who can show you the difference and help you plan for your next stage in life.

Disclosure: There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification and asset allocation do not protect against market risk or against a loss nor ensures a profit.